Kevin Humphreys (Dublin South East, Labour) | Oireachtas source

A lot of household insurance business is conducted over the phone. The householder gets a quote and accepts it and pays up. When I took out household insurance initially, I did not fill out a proposal form, but provided information over the phone. Therefore, I would not have been asked whether I was 50 m from a stream. That is something that is quite new on insurance forms.