Mr. Michael Horan:

This is where our engagement with the OPW arises. We try to understand at a macro level what areas are protected by flood defences that have been established by the OPW. Over the years the OPW has done plenty of good work and installed good flood defences but there has been an information deficit in terms of communicating the information to insurance companies. The IIF and the OPW have a shared interest to ensure that the information is received by insurance companies so that the benefit gained from the flood defences is maximised by all of the people who live in the areas that are protected by them. It is more efficient to get the information from the OPW rather than to ask individuals whether their area is defended when one quotes for household insurance.

The Deputy also asked a question about certification.