Mr. John Trethowan:

I will answer the question in two parts. First, we have helped to protect 1,100 jobs. I think that is good value. Second, a large proportion of the money - I would say it could be up to 50% - is down to publicity. We were criticised at the start because no one had heard of us. We have actively gone on radio and to the newspapers to ensure people know we are there. In the last Red C report I think 78% of SMEs had recognition of the Credit Review Office.