Dr. Michael Somers:

As I was explaining earlier, everybody on these boards at this stage is in effect a public interest director. They all have the same obligations as we do. To revert to Deputy Humphreys's point, the joint committee might call in some of the other directors of the banks as their obligations are no different from ours. I have appeared before many Oireachtas committees over the years. Deputy Higgins and I have discussed matters, in particular in the Committee of Public Accounts. I do not have any issue in talking to people about the situation. Under company law, one answers to shareholders and appears before their AGM, which we have done. I am quite happy to talk to anybody else who wants to discuss anything to do with the bank.