Mr. Tom Considine:

The Deputy can be assured that we will implement the legislation as soon as it is on the Statute Book. We have prepared for that. It will be part of the structure that is put in place to work through this problem. We will work through the difficulty in an organised and structured way, in a way that is fair to all the parties that comprise the public interest.

I do not see a need for new legislation. I have been clear on what the public interest is. I think we have had clear signals from the Government on its interests, including on the mortgage front. It is up to us to ensure the bank functions in a way that is consistent with that.