Kieran O'Donnell (Limerick City, Fine Gael) | Oireachtas source

In terms of the loans in arrears for more than 90 days I see a spike in 2006 and 2007. In 2005 it was 9.8%. In 2006 it was 12.3% and in 2007 it was 12.5%. Bank of Ireland is responsible for many of those people being in arrears. It is not good enough to come before the committee and say that the bank must recover the maximum amount of loans. The bank irresponsibly gave out 100% loans at that time. Has the bank given any write-offs to mortgage holders recently?