Dara Murphy (Cork North Central, Fine Gael) | Oireachtas source

I hope AIB is not in trouble today.

On the small and medium-sized enterprises, I am not sure we got to the bottom of this at all yesterday. I note Mr. Boucher's presentation states that Bank of Ireland is targeting to approve €3.5 billion in lending in 2012. I suppose my first observation is the absence of the words "new lending". As I understand it from yesterday, some of Bank of Ireland's competitors are including in the €3.5 billion target set by Government reapplications for overdrafts and for other facilities. What percentage of the €3.5 billion is new lending to SMEs, farmers and new businesses?