Arthur Spring (Kerry North-West Limerick, Labour) | Oireachtas source

If I could interject, I think the negative equity situation has bigger ramifications than living with the long-term implications of disposable income being usurped. It is also a stressful situation for people with families in two-bedroom apartments. There is a human dimension to this. Unfortunately, bankers deal in numbers the whole time and they might not have as much interaction with the stress that we have seen as politicians. It is something that we are trying to convey to Mr. Duffy today.

As regards the next three speakers, Deputy O'Donnell has agreed to swap time with Deputy Mathews, and then Senator Coglan will contribute.