Mr. David Duffy:

We are engaged in discussion with the Central Bank, giving it our opinions and views on how best to approach this. We have also engaged with the Department of Finance on the same issues and all parties have discussed them with the IBF. There is a consensus that with the improvement in the sovereign area and the stability in retail deposits, it would be a realistic option for the banks to no longer have access to the eligible liabilities guarantee, ELG.