Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

Before I bring in Deputy Twomey, I would like to put some questions and recap on or our position. It is interesting to listen to the discourse here and to hear the different terms used. This morning, Mr. Alan Dukes was very averse to the use of the term "product" when we were discussing these matters, so I find it interesting that AIB is talking about "product" ranges this afternoon. Perhaps this is just a presentation issue. Whether products or options, one of the issues at both business and individual level is that many people invested in property and now find themselves ruined as a result.

With regard to the issue of split mortgages, is the bank considering a model involving joint asset ownership so that this facility will not just be available for householders or homeowners, but will also provide an opportunity for businesses? Is that a model or project the bank may consider?