Dara Murphy (Cork North Central, Fine Gael) | Oireachtas source

What is the degree to which the bank has restored power to local branch managers? A largely anecdotal view is that during the so-called boom huge pressure was put on individual managers to lend and sell various products which many people now find difficult to repay. There is also a sense that individual managers must kick an issue up the line. To what extent is the bank working on allowing managers, who know their customers best, to be part of deciding on solutions?