Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

With regard to the advanced forbearance options referred to in the presentation, such the split mortgage trade down and mortgage-to-rent, Mr. Murphy said that these have been available on a pilot basis since July 2012 and full roll-out is in train. Am I correct in saying that the bank has actually executed some of these solutions for individual distressed borrowers? They have been piloted. Have all of these types of advanced option been rolled out on a pilot basis?