Mr. Alan Dukes:

Yes. We have an annual process of examination. Recently, we appointed two new directors, each of whom has a specific background in banking and brings valuable expertise to the board. Three board members will come to the end of their term of appointment in May 2013 and the board has started considering what we need to do to make it the right size for the bank's condition. This will include a consideration of what skillsets we will need. We will give our opinion on this matter to the shareholder, but the shareholder is the final decision maker. We review the board's competences and functions. We are not obliged to have more than five members, as we are a non-major financial institution. Given the type of work we do, though, we need a particular selection of capacities. We will reflect on this in generating the opinion that we will give to the shareholder, which he will or will not take into account as he sees fit.