Mr. Alan Dukes:

There are occasions when issues between the bank and borrowers leak out. There have been a couple of occasions when that has happened and it is not very convenient. When people approach me about those issues I usually ask what is the possible source of the leak and what is the motive. One rarely meets a happy under-bidder. Quite often information that comes out comes from a person who has been disappointed and is looking for another way around the process in which he did not successfully engage in the first place. It is a case of caveat emptor when it comes to taking up leaks.