Mr. Mike Aynsley:

We have a full entertainment and travel policy in place. We still maintain a situation in which we will have client entertainment in certain circumstances, which is controlled under the policy.

It is specified under the policy, as to what is appropriate and what is not appropriate. I have seen some of the anonymous notes that have been sent to various members and press that have been sent on to me. I can assure the committee that as far as I know in the organisation there is no participation by any member of the bank's management team or staff in any of the allegations that have been made about flying in jets, staying at people's personal homes, etc.