Mr. Alan Dukes:

We are not involved in the discussions on arrangements that might be made in the future. We have been able to participate in some of the background work in modelling solutions and approaches because we have the expertise in the bank to do it. As the committee knows, broadly speaking the promissory note as it is currently structured produces a level of income for the bank. If the maturity of or the rate of interest on the note were to be changed, it would have an effect on the amount of income accruing to the bank over the period. What those changes might be, I cannot say. I do not know what kind of outcome we can expect from the discussions. If there is a change in any of the major characteristics of the note, they will obviously have an impact on the bank.