Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

To clarify, Senator Thomas Byrne is, as I understand it, proposing that a social welfare assessment is the type of assessment the bank should be using. Social welfare benefit is determined within a specific monetary limit. In other words, where one qualifies for a full supplementary welfare allowance or disability allowance, there is a cap on the benefit received. Nowhere in the assessment for a medical card, disability allowance or jobseeker's allowance is there any calculation for any debt the applicant might have.