Mr. Enda Johnson:

There have been several conversations back and forth today on the new lending versus the overall lending targets. At no point in recent years has AIB changed the definition of what it considers to be the lending target agreed with the Government as part of the recapitalisation. That was agreed and has been agreed and continues to be agreed with the Credit Review Office and the Department of Finance. We do not see this as something new. We have always included new lending, re-financing and restructuring in the figures reported as part of our lending targets.