Mr. Frank Daly:

We have said publicly that funding is not the issue. The issue is getting viable business cases put forward, and we would welcome those.

Most of the other questions relate to the housing area. Going back to Deputy O'Donnell's three points, on the socioeconomic one, housing is definitely one area. There are other areas regarding engagement with the education sector and the health sector. Getting the banks lending again is something everyone around this table would desire, but I do not believe the full responsibility can be laid at NAMA's door.