Mr. Brendan McDonagh:

The majority of the residential units are being managed by debtors themselves, who took out the loans in the first place, built the units with a view to selling them, and when they did not sell we have been trying to get the debtor to get them rented.

On available units, as soon as units become available, if they are no longer rented, we constantly add to the list of the properties that could potentially be available for social housing. Last Christmas, we gave 2,000 units. During the summer, we gave another 1,500 units. Recently, we added 300 units. As the properties become available, we add them constantly to the list.