Mr. Brendan McDonagh:

It all depends on the strength of the covenant of the person in question and his ability to pay. In our guidance note, we always say that if a tenant cannot get anywhere with his landlord and believes the property in question is in NAMA, he has the option of contacting the agency directly. We then have the relevant parties engage in the process. As I stated, where people can prove inability to pay or where potential liability is affected, we examine the case. There is a difference sometimes between someone with one or two shops and a multinational organisation that has signed up to a contract willingly on the basis of upward-only rent reviews.