Mr. Brendan McDonagh:

In terms of the NAMA portfolio overall, when we acquired it, 56% of the portfolio was in Ireland and 44% of it was outside Ireland. Clearly, some of that rental income related to properties outside Ireland. What we did, as part of the business plan process in terms of injury of property, was identify where the rental income was coming up, identify the cost involved in maintaining the property, note what was available and then we set about capturing as much of that as quickly as possible. As part of the process, where money was not being paid to a bank here, we asked questions as to where did the money go, what was done with it and, if it is on deposit and we could find it was, we asked that it be given back to us.