Mr. Tom Hayes:

The Deputy quite rightly mentioned the area of failure and I fully support her ideas on this. Our attitudes are changing. I am aware of one project this year involving an individual, which it always comes down to, which was supported because the individual had a previous business failure. The investor backed the team because they knew they had learned something from it. We need to spread that culture a bit more.

I will take on board the Deputy's views on people on the ground. We are working through the implementation groups at the moment and I will certainly take on board the Deputy's views in respect of people on the ground.