Mr. Michael Howard:

Again, I am at risk. I do not want to accidentally oversimplify matters in that Colonel O'Keeffe adverted to the existence of new pension arrangements for people who came in post-2004. What I have said is that for the majority of personnel serving right now, the great majority are not pensionable. Chairman, I wonder if it would be better if we wrote a note to the committee on this specific issue because I am concerned I might accidentally misdirect the committee.