Mr. Vincent Buckley:

Members have given us a detailed list of questions that must be answered. To do justice to them, it would be appropriate to ask the members of our management team to begin to answer them. They should pick out the questions they consider to be specific to their particular area because that is the best way we can get across the information on the business. Consequently, with the permission of the Chairman, I will ask Ms Randles to begin to answer some of them. My colleagues will note the questions that have not been answered.