Caít Keane (Fine Gael) | Oireachtas source

I wonder why the Housing Finance Agency is so called because it has responsibility for water and everything else under its brief. Will the delegation elaborate on that, including environmental capital projects and so on? Reference was made to the mortgage to rent scheme. The agency implements policy while the Minister makes policy so we cannot expect the delegation to state that they will implement A, B, C or D. I understand the reserves amount to €76 million. I am unsure whether it is necessary to carry this level of reserves. We have seen what happened to businesses that do not have reserves, especially insurance companies. The agency needs reserves but is it necessary to have such large ones?

Many contributors have raised the issue of shared ownership. I have raised this issue with the Minister of State, Deputy Kathleen Lynch, and she said she was examining the matter. Whatever is decided, it is a policy matter.