Arthur Spring (Kerry North-West Limerick, Labour) | Oireachtas source

Yes. I will not delve into it further. I agree with Ms Gilleece, in that the UK is trying to emulate what has been achieved in Ireland. I have researched the issue via the economic forum.

There is a difference between rural and urban credit unions, yet I am not sure that it is reflected by the regulator or in the draft Bill. It should be taken into consideration. Deputy Heather Humphreys referred to it in her question on replacing directors. Although it might seem that a small nucleus of people are incessantly involved, they are the core. It is the same with clubs in rural areas. If the core people are removed, there may not be many replacements. The same applies in the case of auditors, in that a rural area might have only one or two people with the necessary skillset to look after credit unions. Has this matter been taken into account?