Peter Mathews (Dublin South, Fine Gael) | Oireachtas source

With €90 million of loan assets, and 25,000 customers, the average loan size is €3,600. If a flexi-loan or line of credit was put in place, it would need to be reviewed on a six monthly or yearly basis. It would also need to be controlled to the extent that only customers with proven track records of repayment could avail of it. Otherwise the situation could arise through unforeseen circumstances that people could fall into hard core overdrafts. Half of the €90 million could become non-recoverable.