Mr. Kieron Brennan:

This is one of the issues we have had all along, throughout the commission process and subsequent to it. We are still aghast at the list of prohibitions outlined. I go back to the example cited of a small credit union, be it in a rural or urban context. One must ask, when looking at subhead (10) of head 20, "Who is allowed to serve on the board of a credit union when one takes everyone else out of the list?"

We were also somewhat surprised to note that the list had been added to between publication of the report and publication of the draft Bill. Siblings had been thrown in; they had been missing from the list. I am really surprised and amazed that a considerable effort went into drafting this extensive list of exclusions when we should have putting an effort into promoting volunteeism and celebrating the fact that there were many who were willing to give of their time to ensure their neighbours and communities could avail of financial services.