Mr. Declan Hughes:

That gives confidence to lenders, banks and other partners. We already have a range of initiatives. The leadership for growth scheme is run through the LEOs and EI. Everybody who does the start your own business scheme goes through those leadership and management development courses. Skillnet has a range of leadership and management development programmes. We would like to see more and I hope we will. We are working with our colleagues in the Department of Further and Higher Education, Research, Innovation and Science to that end. There are multiple providers. We would like to have a common certification so everybody gets to a certain level, whether that is a blue certificate or what we want to call it. We are working with the Department of Further and Higher Education, Research, Innovation and Science in that regard to ensure a common set of competencies, skills and qualifications. There would be a slight complication with a blue certificate if it were to become a prerequisite for getting bank loans, etc. We must ensure the provision of courses and that there is access to all of those supports and schemes before mandating that something like a blue certificate, or other type of certificate, is required because that will become a barrier for entrepreneurs. It is a point of discussion. We want to ensure we have full range of provision and access to all of those supports, particularly for SMEs and microenterprises.