Heather Humphreys (Cavan-Monaghan, Fine Gael)
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According to the records of my Department, the person concerned will reach pension age on 12 April 2023, and has not yet applied for State pension (contributory). 

Under current eligibility conditions, an individual must have 520 full-rate paid contributions in order to qualify for standard State pension (contributory).  520 full-rate contributions equate to 10 years of full-rate insurable employment.  Factors such as an individual’s social insurance record, their attachment to the workforce, and their countries of employment affect the rate of pension entitlement. 

I have arranged for a copy of the person’s social insurance contribution record to issue to them.  They should submit a completed application form 3 – 6 months prior to reaching 66 years.  On receipt of a completed application form the person’s State pension (contributory) entitlement can be examined by a Deciding Officer and they will be notified of the outcome. 

The person concerned may also wish to consider applying for the State pension (non-contributory).  This is a means-tested, residency-based payment for people of pension age.  Social welfare legislation provides that the means test takes account of the income and assets of the applicant (and spouse/civil partner/cohabitant as applicable).  Income and assets include income from employment, self-employment, occupational pensions, maintenance payments as well as property owned (other than the family home) and capital such as savings, shares and other investments.   

I hope this clarifies the position for the Deputy.