Written answers

Wednesday, 9 June 2010

5:00 am

Photo of James ReillyJames Reilly (Dublin North, Fine Gael)
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Question 48: To ask the Minister for Finance the deposit ratio of the Irish banks on each month from May 2008 to May 2010; and if he will make a statement on the matter. [24584/10]

Photo of Brian Lenihan JnrBrian Lenihan Jnr (Dublin West, Fianna Fail)
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I refer the Deputy to the table below. As I indicated in my reply to PQ 22807 on 1 June, this information is taken from tables C4 and C5 of monthly reports produced by the Central Bank which shows loans to and deposits taken from customers, excluding Government and credit institutions. The latest statistics are available on the Bank's website at http://www.centralbank.ie/frame_main.asp?pg=nws%5Farticle%2Easp%3Fid%3D517&nv=nws_nav.asp.

I am assuming that the reference to Irish banks in the Deputy's question comprises of the retail clearing banks and the non-clearing domestic banks.

As the Deputy is aware, the Retail Clearing banks are AIB, Bank of Ireland, National Irish Bank and Ulster Bank and some of their subsidiaries. The Non-Clearing domestic banks include ACC Bank plc, Anglo Irish Bank, EBS Building Society, Irish Life and Permanent plc, Irish Nationwide Building Society, KBC Bank Ireland plc and Postbank.

Table C4: Retail Clearing Credit InstitutionsTable 5: Non-Clearing with Predominantly Domestic Business Credit Institutions
Assets: Item 5: Loans to other residentsLiabilities: Item 5: Deposits from other residentsLoans-to-Deposits RatioAssets: Item 5: Loans to other residentsLiabilities: Item 5: Deposits from other residentsLoans-to-Deposits Ratio
€ million€ million€ million€ million
30/05/2008228,157127,5781.79253,85299,3102.56
30/06/2008235,094127,6051.84253,61299,3992.55
31/07/2008235,886127,0381.86255,518101,0442.53
29/08/2008237,317130,5791.82260,074105,6722.46
30/09/2008237,814130,8151.82262,06499,2602.64
31/10/2008248,157139,3421.78267,49489,5882.99
28/11/2008253,647134,7981.88265,23987,7833.02
31/12/2008251,849137,7011.83239,33482,4892.90
30/01/2009250,868133,4921.88241,01879,0783.05
27/02/2009251,822135,5951.86240,55179,7253.02
31/03/2009249,427134,3781.86233,77676,0223.08
30/04/2009248,503134,9631.84233,47776,8013.04
29/05/2009248,602134,7541.84230,19477,3332.98
30/06/2009249,254137,3031.82228,95177,3492.96
31/07/2009246,368139,7351.76227,41176,6632.97
31/08/2009246,411141,9701.74224,29876,5062.93
30/09/2009243,525138,5191.76221,58076,3152.90
30/10/2009241,806139,2601.74220,20277,7622.83
30/11/2009243,122132,1941.84218,96076,9772.84
31/12/2009242,181131,7321.84212,59476,3282.79
29/01/2010240,678128,0671.88213,40175,7502.82
26/02/2010245,756132,0941.86206,59374,3512.78
31/03/2010242,636131,8781.84205,71472,9142.82
30/04/2010241,069131,3251.83204,45271,2932.86

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