Darragh O'Brien (Fianna Fail)

I said that in the first instance. How will we monitor the reliefs being provided for in section 64 of this Bill? At some stage or another the position will improve. I am concerned that we have given a speculator's charter on property in section 64. The only people who are buying property are those with cash and investors. I have no doubt we will revert to that issue tomorrow when we are not as constrained timewise.

Section 105 provides for new rates for the health insurance levy. There has been a 40% increase in the levy on private health insurance. Is the Government concerned that more than 140,000 people have given up private health insurance as the cost has become prohibitive and that the public health system cannot handle that. I am particularly interested in two items, the Minister's growth forecast and mortgage arrears. I will deal with other matters in greater detail on Committee Stage and provide more clarification for Senator Fidelma Healy Eames tomorrow.