Patrick O'Donovan (Limerick, Fine Gael)

I propose to share time with Deputies Joe O'Reilly, Dara Murphy and Tom Barry. I welcome the opportunity to speak on Second Stage. The importance of Second Stage is that it provides people with the opportunity to make general comments. I agree with only one point made by the previous speaker, that this is undoubtedly a complex area of law. The people who are to be beneficiaries of this do not need simplistic, will-o'-the-wisp solutions thrown around like snuff at a wake. Will-o'-the-wisp solutions brought this country into the hames it is in now. To pretend there is a simplistic, abracadabra solution to personal insolvency does no justice to those who will hopefully be the main beneficiaries of the measure.

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