Pat Buckley (Cork East, Sinn Fein) | Oireachtas source

That is where I am coming from. I will be very quick and give an example. When I was taking out my mortgage, I had to get house insurance. I had to have an alarm and so on. Those were the regulations and stipulations. The first fire, and only fire I had in my house, was the bloody alarm system they wanted to put in so I could get my mortgage put down. There was a €600 excess to replace a €33 battery. That is insurance for you. We could stay here for hours talking about it. What we need are results for people outside of this House. What can Insurance Ireland do? As of next year, because Ms Murdock said it would not be before Christmas, what can it do to assist these people now? They are losing their livelihoods. They are losing everything. These people are not deciding to go out next week when a house has gone up in flames. These people want these buildings as homes and they want their businesses. People mind anything they respect and love. I am at a loss. If somebody comes back to me and asks how I got on with the insurance issue, I will say I am still in the same position I was a year and a half ago. I am still full of more excuses and paperwork. That is mind-boggling.