Dr. Ciaran Byrne:

We have significant working relationships with the AHBs. On the one-stop shop schemes, approximately 50% of applications come from AHBs. At the completion level, more of them are being completed. What we are seeing, and we have spoken on this point at the committee before, is aggregation. When a contractor comes on site, they have a set-up cost, so they want to come along and do a street of houses or a whole housing estate. We can achieve that and we are achieving that with the AHBs.