Professor Tom Cooney:

With regard to funding, again, we do not want to come here with just problems; we want to look for solutions. I think the simplest solution to this would be Microfinance Ireland. It would be the appropriate body. I have spoken to the CEO, Des McCarthy, about this previously. I know he is kind of open to some sort of scheme. Again, we need a tailored scheme for people with disabilities. Many of the types of businesses getting started up require relatively low levels of capital and frequently cannot get that money from the bank because they do not have a credit history, going back to the reasons I spoke about a while ago. Therefore, Microfinance Ireland, to me, would be the appropriate solution. If people are looking for more money, then, obviously, the LEOs, Enterprise Ireland or the banks would be more appropriate. In the first instance, however, Microfinance Ireland would be the solution.

Our programme does not have any funding secured beyond 2024, but our ambition is that if we keep doing it well and keep creating demand, it will be a case of "if you build it, they will come".

Sorry. The Senator's final question was-----