Mr. Lorcan O'Connor:

As would be the normal course in any event in meeting the various banks, I would be happy to give a commitment to the committee that we request a meeting and talk through the kinds of issue that we talked through earlier and the kinds of scenario I have set out in order to tease out what the bank's particular issue is. We ensure they are aware of - let us say - the lessons from the UK and what we can do to try and speed that up, the commercial realities, and the fact that in certain situations debt write-off in a PIA is far better than the alternative and, therefore, should be supported.