Rose Conway-Walsh (Mayo, Sinn Fein) | Oireachtas source

Where somebody has not tested the foundations because they have not been able to afford to, given this is not a 100% scheme and affordability is an enormous issue for people, they might take the risk and say they have been told the foundations should be okay, but they may not be okay. What happens then, if there is not sign-off on it and we come to a point where it does not meet the new standard when it comes in? I would also like to know, from the insurance companies and the banks, what will happen in that scenario if a homeowner does not have the certificate of sign-off.